Floor Plan Financing

Fill your lot with industry-leading inventory financing.

We know dealerships are made up of hardworking humans growing their business. We offer floor plan financing with a focus on local service and support to empower our customers.

Because your success is our success.

Benefits of Financing with Floorplan Xpress

Working with Floorplan Xpress gives dealers a better way to get credit.
  • Keep your cash longer with 90-day curtailments
  • Quality customer service with no hidden fees for favors
  • Always get personalized service from local reps
  • Easy to floor your non-auction purchases
  • Easy account management with our FX app

Floorplan Xpress Vs The Other Guys

Trust and transparency are two of our core values. Here’s how we stack up against other floor plan credit providers.
Floorplan Xpress
The Other Guys
Curtailment
Floorplan Xpress
90 Days with No Payments
The Other Guys
45 or 60 days max
Fees
Floorplan Xpress
No fees and quality customer services that make doing business easier.
The Other Guys
Added fees for most customer services including: off-lot audits, title transfers and deliveries, etc.
Payment Deadlines
Floorplan Xpress
A human approach to payment flexibility in unique circumstances.
The Other Guys
No budging on payment deadlines with brutal late fees.
Customer Service
Floorplan Xpress
You’ll always know who you’re calling. Talk to a local rep who knows you and your business, never outsourced auditors or phone service robots.
The Other Guys
Outsourced companies often help with audits and customer service. Your call gets routed to a center where strangers don’t know your situation or market.
Local Service
Floorplan Xpress
We have local branches with local employees to help you, the local dealer.
The Other Guys
Most services are outsourced and other services are handled at a national office with a national call center to help service the “next caller.”

How to Get Financed

Our team is savvy and our process is simple. Get a new line of credit for your auto inventory with low interest and no payments for the first 90 days, on most plans.
1

Submit our quick online application.

2

A local representative will reach out to guide you through the approval process and learn more about your business needs.

3

Once approved and signed, you can start financing with Floorplan Xpress immediately!

4

Manage your inventory, payments and more with the Floorplan Xpress app.

5

Get support and service any time from local, reliable, floor planning reps who have your best interest at heart.

We’re Accepted Everywhere

Floorplan Xpress is electronically accepted as a form of payment at virtually any auction. Floor trade-ins and other non-auction purchases can be financed using our easy FX app.

Dealers Who Finance with Floorplan Xpress

Our credit and financing plans are available to auto dealers of all shapes and sizes. Many of our dealers who get smooth approval are:
Independent auto dealers, both large and small
Experienced in managing floor plan inventory
Able to maintain a high Daily Average Balance
Sound like you?

Dealer Success Stories

“Floorplan Xpress is an awesome company to work with. I have used them for over 5 years. Stephanie the manager sat down with me and listened to all my wishes about the fees and terms that would help my car lot be successful and made the necessary adjustments. They have always been there for us when we needed any help. We are a family owned business and I feel they are part of our family.”

– Robin C.

Resources for Dealers – The FX Learning Center

Looking for insight or advice to help you sell more cars? We’ve created a collection of articles and resources to guide dealers in the right direction.

Learning Center Highlights

You have big dreams of dealership success. Our floor plan financing services and support will help you get there.