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South Texas's Independent Dealers Finance Smarter With FX.
Floorplan financing built for the San Antonio market. With local reps in the lanes, embedded in the market, we are ready to help your business drive forward.
In The Local Lanes
Most floor plan companies send you a contract and a phone number. FX sends a rep. Our people walk the independent auction lanes in San Antonio, which means you get floor plan conversations where buying decisions actually happen.
Below is a short list of examples of where we are:
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ACV Auctions
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Americas Auto Auction of Austin
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America's Auto Auction of San Antonio
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Big Valley Auto Auction
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Enterprise Vehicle Exchange San Antonio
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Manheim San Antonio
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Manheim Texas Hobby
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OpenLane
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Value AA
Your Rep Walks In With Data. Not Just a Floor Plan.
Some lenders fund your inventory and move on. FX shows up with the Radius Report, which is a snapshot of your inventory, your pricing, and how you're positioned against dealers within your local radius.
- Turn velocity vs your market: See how your days on lot compare to dealers within a certain radius. See what inventory is moving faster or slower around you.
- Percent to market pricing: See the exact price bands where your units are sitting longest relative to the market. Consider factoring this into your pricing decisions.
- Curtailment exposure on aging units: See which units are aging toward higher carry costs before they get there, so you have the visibility to act on your own timeline.
- Mileage and model segmentation: See where demand is strongest in your radius for your inventory type. This can be useful context while at auctions.
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How San Antonio Dealers Get On The Line
From application to first buy, most dealers are funded in days, not weeks.
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Some Things We're Quietly Proud Of
But sometimes, a few numbers are worth saying out loud
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Ready to see what FX looks like for your lot specifically?
Our reps are embedded in your market. A local rep who knows your auctions, your lot, and your region can show you exactly what this looks like for your operation.
Real Independent Dealers. Real Results.
Dealers coast to coast trust FX to fund their lots, support their growth, and show up when it matters.
"Floor Plan Express has been an outstanding partner for our dealership. Their financing solutions are straightforward, reliable, and designed with dealerships’ real needs in mind. We’ve experienced consistent support, fast approvals, and clear communication every step of the way."
The Industry Shifted. We Chose Not To.
Over the last two decades, most floor plan companies consolidated around volume. The independent dealer became a line item. The local rep became a remote contact buried in a centralized queue. The relationship became a ticket number. It works fine if you're a large player with 400 units. It doesn't work if you're an operator running your own lot on your own terms.
Floorplan Xpress is built exactly for the independent dealer and independent operator. And every decision we make, whom we hire, how we structure our programs, how we build rate models, what our reps walk in with, has been made with that same dealer in mind.